TIB, N.A. PRIVACY NOTICE

FACTS

WHAT DOES TIB, N.A. DO WITH YOUR FINANCIAL INFORMATION

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons TIB, N.A. (TIBNA) chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes—
to offer our products and services to you

For joint marketing with other financial companies

For our affiliates' everyday business purposes—
information about your transactions and experiences

For our affiliates' everyday business purposes—
information about your creditworthiness

For non-affiliates to market to you

Questions?

Call Toll Free at (800) 288-4842 or go to https://www.cardaccount.net

Who we are

Who is providing this notice?

TIB, N.A. (TIBNA)

What we do

How does TIB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information.

How does TIB collect my personal information?

We collect your personal information, for example, when you

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint marketing

Our joint marketing partners include companies that provide marketing services on our behalf.

Other important information

TIB, N.A.
11701 Luna, Farmers Branch, Texas 75234
Toll Free: 800-288-4842
Direct Questions or Requests to: Compliance and Risk Officer

This Privacy Notice is available at https://www.cardaccount.net/privacy