Preferred Points Card From F & M Bank

Rewards with every purchase every card

Sample card

Each employee card earns rewards

  • Earn reward points for each dollar spent (up to 10,000 points per month) on each employee card
  • You decide the redemption option each time you choose to redeem - choose from cash-back credits, airline tickets and travel, merchandise or gift card and you can switch your redemption option anytime
  • Up to 3,000 bonus rewards – use your card once each month for the first 3 months to earn bonus points
  • Ongoing APR* of Prime + 10.99% including cash advances and balance transfers* (This APR will vary with the market based on the Prime Rate)
  • $49 annual fee per card
  • 25 day grace period to pay balance in full before interest starts accruing on retail purchase
  • All employee cards are billed individually
  • 24 hour Cardholder Assistance and easy online account access at www.cardaccount.net or through the Mobile App
  • Administrative access to manage accounts online
  • Transaction restrictions
  • Transaction downloads and expense management integration available
  • Mobile wallet-ready through Apple Pay and Samsung Pay
  • Contactless "tap and pay" plastics
  • E-statements
  • Free online and phone payment options
  • Protect your card with card alerts
  • Zero Liability for unauthorized purchases
  • MasterRental car rental coverage, ID theft protection, special merchant offers with Mastercard®

* See terms and conditions for additional information.