Low Rate Card From F & M Bank
Spending power with a great low interest rate
Save on interest and pay down your credit card balances fast
Get Started
Introductory APR* of 2.9% for the first 6 months for all purchases including cash advances and balance transfers*
Ongoing APR* of Prime + 6.99% including cash advances and balance transfers* (This APR will vary with the market based on the Prime Rate)
No annual fees*
25 day grace period to pay balance in full before interest starts accruing on retail purchases
24 hour Cardholder Assistance and easy online account access at www.cardaccount.net or through the Mobile App
Mobile wallet-ready through Apple Pay and Samsung Pay
Contactless "tap and pay" plastics
E-statements
Free online and phone payment options
Protect your card with card alerts
Zero Liability for unauthorized purchases
ID theft protection with Mastercard®
* See
terms and conditions
for additional information.