Low Rate Card From F & M Bank

Spending power with a great low interest rate

Sample card

Save on interest and pay down your credit card balances fast

  • Introductory APR* of 2.9% for the first 6 months for all purchases including cash advances and balance transfers*
  • Ongoing APR* of Prime + 6.99% including cash advances and balance transfers* (This APR will vary with the market based on the Prime Rate)
  • No annual fees*
  • 25 day grace period to pay balance in full before interest starts accruing on retail purchases
  • 24 hour Cardholder Assistance and easy online account access at www.cardaccount.net or through the Mobile App
  • Mobile wallet-ready through Apple Pay and Samsung Pay
  • Contactless "tap and pay" plastics
  • E-statements
  • Free online and phone payment options
  • Protect your card with card alerts
  • Zero Liability for unauthorized purchases
  • ID theft protection with Mastercard®

* See terms and conditions for additional information.