Preferred Points Card From F & M Bank

Earn rewards with every purchase and no annual fee

• Earn reward points for each dollar spent (up to 10,000 points per month)
• You decide the redemption option each time you choose to redeem - choose from cash-back credits, airline tickets and travel, merchandise or gift card and you can switch your redemption option anytime
• Up to 3,000 bonus rewards – use your card once each month for the first 3 months to earn bonus points
• Introductory APR* of 2.9% for the first 6 months for all purchases including cash advances and balance transfers*
• Ongoing APR* of Prime + 11.99% including cash advances and balance transfers* (This APR will vary with the market based on the Prime Rate)
• No annual fees*
• 25 day grace period to pay balance in full before interest starts accruing on retail purchases
• 24 hour Cardholder Assistance and easy online account access at www.cardaccount.net or through the Mobile App
• Mobile wallet-ready through Apple Pay and Samsung Pay
• Contactless "tap and pay" plastics
• E-statements
• Free online and phone payment options
• Protect your card with card alerts
• Zero Liability for unauthorized purchases
• ID theft protection and other perks with Mastercard®

* See terms and conditions for additional information.